How To Apply For PettyCash Loan – Get Up To N100,000 In 5 Minutes
PettyCash is a digital financial service provider specializing in single payment loans, installment loans, and payroll loans. They cater to borrowers across 36 states in Nigeria, offering a seamless online experience for accessing funds.
PettyCash Loan
While PettyCash operates without physical branches, they employ a dedicated team committed to assisting customers with their financial needs. This setup ensures that borrowers can access funds anytime and anywhere, providing a truly digital financial solution.
Loan Details
- Minimum Loan Amount: ₦10,000
- Maximum Loan Amount for New Customers: ₦100,000
- Requirements: No collateral or guarantor needed
- Interest Rates: Determined by factors such as repayment history and lending costs
- Loan Limit: Only up to 20% of the borrower’s total salary
Ideal Borrowers
PettyCash loans are designed as short-term financial solutions, perfect for anyone needing a quick, unsecured personal loan. This includes students and individuals who may not qualify for traditional bank loans due to limited credit history.
Product Offerings
Salary Advance
PettyCash Salary Advance is tailored to provide a monthly overdraft for employees of companies, ministries, parastatals, and other organizations. This temporary revolving overdraft has a maximum tenor of 30 days. To apply, complete and submit the Salary Advance application form.
Pros and Cons
Pros:
- Quick loan decisions in less than 24 hours
- Flexible repayment plans
- No collateral required
- No need for a guarantor
Cons:
- Must be a salary earner
- Employment must be in a private organization
- Maximum loan amount is relatively low (₦100,000)
Eligibility Criteria
To be eligible for a loan from PettyCash, applicants must fulfill the following criteria::
- Be a salary earner with a monthly income above ₦30,000
- Possess an official email address
- Be employed in a private organization
- Provide three consecutive months of bank statements
- Only 20% of the total salary can be borrowed
How to Apply
Are you interested in accessing a low-interest quick loan? Register on the PettyCash website and get your loan approved in less than two minutes.
For More Information, Contact PettyCash:
- Address: 23 Opebi Road, Ikeja, Lagos
- Email: support@pettycash.com.ng
- Phone: 09065786099, 01-2919534
PettyCash is dedicated to offering easy and accessible financial services that cater to the varied requirements of Nigerian borrowers.